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Robert A. Justman


T: 480.624.8588
F: 480.222.6675

Rob represents insurance companies on insurance coverage matters.  He advises insurers on coverage interpretation and application.  He writes coverage opinions.

Rob prosecutes declaratory judgment actions for his insurer-clients.  He has successfully obtained summary judgment for his clients in Arizona and other states.  He helps create case law favorable for insurers on a national level.

Rob has trial experience.  He represents his clients at trial, and on appeal.

Rob defends insurance companies against coverage and bad faith actions.  He actively works to avoid the bad faith set-up.  And he vigorously defends allegations of bad faith.

Outside the office, Rob enjoys spending time with his two daughters.

Speaking Engagements & Published Articles

  • Faculty and Speaker, Arizona Insurance LawAuto Liability Coverage, State Bar of Arizona, Phoenix (January 2013)
  • Co-author for Arizona section, "Professional Liability Insurance: A Compendium of State Law" published by the Defense Research Institute (October 2012)
  • Faculty and Speaker, Arizona Insurance Law, Commercial General Liability Coverage, State Bar of Arizona, Phoenix (January 2012)
  • Faculty and Speaker, Insurance Coverage Litigation, Defending the Insurance Contract, Law Review CLE, Phoenix (January 2012)
  • Author, Insurance Coverage for Progressive Construction Defect Losses, ABA Insurance Coverage Litigation Newsletter (Winter 2008)
  • Author, Case summaries for the CGL Reporter, published by IRMI (2005-2008)
  • Author, The Effects of AEDPA and IIRIRA on Ineffective Assistance of Counsel Claims for Failure to Advise Alien Defendants of Deportation Consequences of Pleading Guilty to an "Aggravated Felony", 2004 Utah L. Rev. 701, cited in the briefs leading to Padilla v. Kentucky, 130 S.Ct. 1473, 176 L.Ed.2d. 284 (U.S. 2010)

Representative Cases

  • Nelson v. Navigator Insurance Company, et al., 2013 WL 5314361 (D. Ariz. 2013) (holding that general liability insurer did not provide coverage for $4.2 million judgment on spoliation of evidence suit under CGL Policy and Excess Policy because spoliation of evidence is for economic loss, not bodily injury or property damage, and the Insured’s subjective expectation of coverage for such suits did not rise to the level of objective reasonableness under the evidence presented and the Arizona reasonable expectations doctrine).
  • Nat’l Fire Ins. Co. of Hartford, et al. v. Lewis, M.D., et al., 898 F.Supp.2d 1132 (D.Ariz. 2012) (holding that general liability insurer did not have a duty to indemnify insured medical practice in eight underlying lawsuits for vicarious liability and negligent hiring, supervision and retention of cardiologist to the extent that the cardiologist groped and fondled the breasts of his female patients because such conduct, and all derivative theories of liability arising from such conduct, fell within the professional services exclusion).
  • American Casualty Co. of Reading, Pennsylvania v. United National Ins. Co., 2012 WL 2415540 (Ariz. App. 2012) (holding that settlement by client-insurer could not be undone by proposed intervenor-insurer as proposed intervenor-insurer did not seek timely intervention and lacked sufficient interest to merit intervention as of right).
  • Nationwide Mutual Fire Ins. Co. v. Jones, 695 F.Supp.2d 978 (D.Ariz. 2010) (motor vehicle exclusion precluded coverage for ATV accident on public street).
  • Monterey Homes Arizona, Inc. v. Federated Mutual Insurance Company, 212 P.3d 43 (Ariz. App. 2009) (holding that insurer should have been allowed to intervene to assert subrogation claim for attorney and expert fees).
  • Tilley v. Delci, 220 Ariz. 233, 204 P.3d 1082 (App. 2009) (defendant motorist was entitled to summary judgment as plaintiff motorist failed to create genuine issue of material fact).
  • Webb v. Gittlen, 217 Ariz. 363, 174 P.3d 275 (2008) (insurance agent not bound by Damron agreement).
  • AMCO Ins. Co. v. Western Drug, Inc., 2008 WL 4368929 (D.Ariz. 2008) (insured withdrew its tender of defense and indemnity in face of insurer's motion for summary judgment).

Prior Experience

  • Lewis Brisbois Bisgaard & Smith, L.L.P. (2005-2008)
  • Lundell & Lofgren, P.C. (2004-2005)


  • Named to Southwest Rising Stars® list (2012-2014)


  • University of Utah College of Law
    cum laude
  • University of Utah
    cum laude

State Bar Admissions

  • Arizona, 2006
  • Utah, 2004

Federal Court Admissions

  • United States Court of Appeals, Ninth Circuit, 2008
  • United States District Court, District of Arizona, 2006
  • United States District Court, District of Utah, 2004